Looking for the ultimate cozy, Tex-Mex-inspired comfort food for chilly nights? Meet Cheesy Enchilada Chili. This bold, creamy, and flavorful dish combines the heartiness of classic chili with the irresistible cheesy goodness of your favorite enchiladas. Every spoonful is loaded with savory ground beef (or turkey), zesty enchilada sauce, melty cheese, and just the right balance of spices. It’s the kind of meal that warms your heart and soul, making it a perfect addition to your recipe collection.
Whether you’re hosting a casual dinner with friends or craving a quick, satisfying weeknight meal, this cheesy chili is here to impress.
Ingredients You’ll Need
Here’s everything you’ll need to whip up this delightful recipe. Most of these ingredients are kitchen staples, but feel free to make substitutions as needed:
- 1 lb ground beef or turkey (your choice of protein)
- 1 small onion (diced)
- 2 cloves garlic (minced)
- 1 (15 oz) can black beans (drained; or substitute with pinto or kidney beans)
- 1 cup corn (frozen or canned)
- 1 (10 oz) can diced tomatoes with green chiles (adds a perfect hint of spice)
- 1 (10 oz) can red enchilada sauce (mild, medium, or spicy depending on your preference)
- 1 cup chicken or beef broth (for the perfect consistency)
- 4 oz cream cheese (softened for velvety richness)
- 1½ cups shredded Mexican cheese blend (plus extra for topping)
- 1 tsp cumin (for earthy depth)
- 1 tsp chili powder (for Tex-Mex zing)
- Salt & pepper (to taste)
- Fresh cilantro (for garnish)
Pro Tip: Swap canned ingredients with fresh substitutes, like fire-roasted tomatoes or homemade enchilada sauce, to elevate the flavors.
Step-by-Step Instructions
Cooking this Cheesy Enchilada Chili couldn’t be easier! Follow these steps to create a fuss-free, jaw-dropping dish:
1. Cook the Meat
- Heat a large pot or Dutch oven over medium heat.
- Add the ground meat, diced onion, and minced garlic. Cook until the meat is browned and cooked through, ensuring the onion turns soft and translucent.
- Drain any excess fat.
2. Simmer the Base
- Stir in black beans, corn, diced tomatoes, enchilada sauce, broth, cumin, chili powder, salt, and pepper.
- Lower the heat to a gentle simmer and cook for 15 to 20 minutes, allowing the flavors to meld beautifully.
3. Add the Cheesy Goodness
- Cut the softened cream cheese into small chunks and stir it into the pot.
- Add the shredded Mexican cheese blend to the chili. Stir until both cheeses are fully melted and the chili is irresistibly creamy.
4. Serve and Enjoy
- Ladle the chili into bowls. Sprinkle with additional shredded cheese and garnish with fresh cilantro. Pair with tortilla chips or a warm piece of cornbread for the ultimate Tex-Mex experience.
Time-Saving Tip: Want an even quicker meal? Use precooked ground beef or rotisserie chicken as a shortcut.
Why This Chili Is Good for You
This hearty chili is more than just indulgent comfort food. It’s packed with nutritional benefits:
- High Protein from the ground meat, beans, and cheese keeps you full and satisfied.
- Rich in Fiber thanks to the black beans and corn, promoting digestive health.
- Essential Vitamins like vitamin C from tomatoes and folate from beans support your overall well-being.
Enjoying this chili in moderation can provide a balanced meal that’s as nourishing as it is delicious.
What to Serve With Cheesy Enchilada Chili
Round out your meal with these suggestions:
- Sides: Serve with buttery cornbread, tortilla chips, or warm crusty bread.
- Toppings: Add sour cream, sliced jalapeños, diced avocado, or a squeeze of fresh lime juice for extra flavor.
- Drinks: Pair with a cold Mexican lager or a refreshing watermelon agua fresca for a complete Tex-Mex vibe.
Recipe Variations to Try
Looking to get creative? Here are some ways to make this recipe your own:
- Vegetarian Version: Skip the meat and increase the beans and corn for a plant-based twist.
- Spicier Kick: Use a medium or hot enchilada sauce, and toss in some extra diced jalapeños or chipotle peppers.
- Add More Veggies: Throw in zucchini, bell peppers, or even sweet potatoes for extra nutrition and heartiness.
- Low-Carb Option: Replace corn with chopped cauliflower and use low-carb tortillas for dipping.
The possibilities are endless with this versatile recipe!
Tips and Tricks for Perfect Chili
- Prep Ingredients Ahead: Dice the onion, mince the garlic, and measure out your spices before starting to keep things seamless.
- Control the Consistency: Add more broth for a soupier consistency, or simmer longer if you prefer a thicker chili.
- Fresh Cheese, Always: Grate your cheese fresh from the block. Pre-shredded options often contain anti-caking agents that affect melt quality.
How to Store and Reheat Your Chili
This dish is just as delicious the next day! Here’s how to store and reheat it like a pro:
- Storage: Allow the chili to cool fully and store in an airtight container in the refrigerator for up to 4 days.
- Freezing: Portion into freezer-safe bags or containers and store for up to 3 months.
- Reheating: Warm in a saucepan over medium-low heat, stirring occasionally. Add a splash of broth or water to restore the creamy consistency.
Pro Tip: Thaw frozen chili overnight in the fridge before reheating.
Common Mistakes to Avoid
Avoid these pitfalls to ensure your chili turns out perfect every time:
- Not Draining the Meat: Excess fat can make your chili greasy, so be sure to drain after browning.
- Skipping the Simmer: Allowing the flavors to meld through a proper simmer is key to achieving maximum deliciousness.
- Overcooking the Cheese: Add cheese at the very end to maintain its creamy, gooey texture.

Cheesy Enchilada Chili
Equipment
- Large Pot or Dutch Oven
- Spoon for Stirring
Ingredients
- 1 lb ground beef or turkey
- 1 small onion diced
- 2 cloves garlic minced
- 1 can black beans 15 oz, drained
- 1 cup corn frozen or canned
- 1 can diced tomatoes with green chiles 10 oz
- 1 can red enchilada sauce 10 oz
- 1 cup chicken or beef broth
- 4 oz cream cheese softened
- 1.5 cups shredded Mexican cheese blend plus more for topping
- 1 tsp cumin
- 1 tsp chili powder
- salt & pepper to taste
- fresh cilantro for garnish
Instructions
- Step 1: In a large pot over medium heat, cook ground meat with diced onion and minced garlic until browned. Drain excess fat.
- Step 2: Add black beans, corn, diced tomatoes, enchilada sauce, broth, cumin, chili powder, salt, and pepper. Stir well and simmer for 15–20 minutes.
- Step 3: Stir in cream cheese and shredded cheese until fully melted and the chili is creamy.
- Step 4: Ladle into bowls, top with extra cheese and chopped cilantro. Serve hot.
Notes
Nutrition
FAQ
Q: Can I make this chili in a slow cooker?
Absolutely! Brown the meat, onion, and garlic in a skillet, then transfer everything (except cheese) to the slow cooker. Cook on low for 6 to 8 hours or high for 3 to 4 hours. Stir in the cheeses during the final 30 minutes.
Q: Is this dish gluten-free?
Yes, as long as your enchilada sauce and broth are certified gluten-free.
Q: How spicy is this recipe?
It’s mildly spicy, but you can adjust the heat level by choosing mild or spicy enchilada sauce and adding optional hot peppers.
Give This Cheesy Enchilada Chili a Try
This Cheesy Enchilada Chili is the ultimate comfort food for any occasion. Packed with bold flavors, creamy textures, and a touch of spice, it’s sure to become a family favorite. Whether you’re cooking for a crowd or meal-prepping for the week, this recipe is a winner.